February is traditionally celebrated as the love or heart month; thus, the American Heart Association aptly considered this opportunity to raise awareness of the cardiovascular disease among women. Every year, the National Wear Red Day is celebrated all over the country as part of the strategy to make cardiovascular health as a priority. The numbers describing the seriousness of this condition is already enough to make you reconsider taking the steps towards optimum heart function.
Diabetes is a chronic disease that is characterized by high blood sugar levels. The increase in serum blood glucose can result in numerous signs and symptoms in a person’s lifetime. Although the condition affects both men and women alike, specific symptoms are unique to women only. Naturally, because of the physical structure and hormonal reasons, this article will present these unique symptoms and how to manage them once detected.
Congress passed and made the Mental Health Parity and Addiction Equity Act (MHPAEA) a law some ten years ago. With its passing was the rising hope that individuals who suffered from mental health maladies and substance abuse could get treatments as quickly as those who have other conditions.
But almost a decade later, that hope has clipped wings.
“Financial wellness is a component of overall wellness,” according to Joe Lowrance, PsyD.
Many people who have mental health conditions have difficulty finding therapists who accept insurance. Additionally, looking for treatment facilities for PTSD and bipolar disorder that’ll take insurance for inpatient therapy can be very challenging.
Why is that?
The answer lies in how insurance companies are treating mental conditions and substance abuse as well as the treatments appertaining to these said health circumstances.
Milliman, a healthcare consulting firm, found two significant inequalities in the way the insurance market treats addiction and mental health compared to their physical counterpart.
Stacy Notaras Murphy, LPC said “Finances just might be the great equalizer in the counseling room.”
In their analysis of about 42 million medical claims records from various major insurance players, they discovered that:
- Firstly, four to six of ten Americans have to employ out-of-network mental healthcare, and the most likely cause is that a lesser number of psychologists and psychiatrists accept insurances.
- Secondly, for therapists who are in in-network psychological health care, the reimbursements they receive from insurers are significantly less than what primary or specialty care providers get for similar treatments. Example, in 2015, primary medical professionals collected approximately 20% more than mental health professionals did from insurance companies meaning that for every $1 the former got, the latter only had 83 cents.
This common insurance company practice has created an imbalanced system for both mental and physical healthcare and could become the chief reason why psychological therapists wouldn’t accept insurance in the future. And it’s happening as the country is grappling with the rising number of deaths through suicides and overdoses. In fact, the current rates for these two are at their highest in over ten years!
Put Teeth To the Law
2008 saw the passing of a landmark mental parity law. Its goal was to make psychiatric health care and abuse treatments more accessible to people by preventing insurers from erecting blockades to therapy services, something they wouldn’t usually do for physical medical care.
For instance, the law prohibits insurance companies from determining payment caps for addiction and depression treatments, restraints that wouldn’t otherwise be present if the said ministrations were for physical maladies such as an injured foot.
In theory, the law would make broader insurance coverages for mental disorders and addictions while lessening the barriers people seeking psychiatric care might encounter.
But it seems all of that would have to stay on paper.
“I am quite surprised it was this bad,” said a health services company’s former CEO who has worked on parity for a decade now. “I thought we were doing better, but these numbers just proved that insurance companies are still giving mental health little regard after all these years, even after the passing of that landmark law.”
And The Hurting Shows
Caryl suffers from borderline personality disorder while wrestling addiction issues at the same time. She sees a therapist for both conditions weekly. Before, she had a co-payment of $25 for every session she has with the said professional. But in 2015, however, the latter refused to accept her insurance which upped her therapy payments to $110 for every session.
She called ten other therapists asking them if they’re willing to take insurance from new patients and all flatly said no.
“I make $30,000 annually, so those $110 therapy sessions are like luxury items to me. There were weeks I had to choose groceries over visits to my therapist and for someone (like me) who are struggling with jobs, making friends and living, that’s just so wrong,” she lamented. “It feels like I’m not worthy enough to be helped.”
As what one mental health advocate stressed out: “Two of the main reasons why people don’t seek mental health treatments is the scarcity of the providers and the cost for each session. And this reality is hurting a great number of Americans.”
According to Brad Klontz, PsyD, CFP, “If you’d like help managing financial stress and your family’s financial behaviors, consider talking to an expert.”
When it comes to the topic about vaccinations, there is still much debate going on. Is it safe enough? Do we need it? Years of scientific research points to “yes” for both of those questions. Some parents are still on the fence about getting their kids vaccinated. Well, here are the top reasons that show that it is beneficial not only for your children but also the whole family.
They Protect Your Child
Prevention over cure—one of the most obvious reasons to get your child vaccinated is that they protect your kids. Vaccinations were created to save people from getting illnesses. Many diseases are now preventable because vaccines were designed to prevent them.
And we are not just talking about common diseases such as the flu here. Polio was once one of the deadliest diseases, particularly in the United States. Since scientists came up with a vaccine, the number of known polio cases has been decreasing annually.
Thus, vaccinations do not just keep your children sniffle-free; they can also save their lives.
Science Shows That They’re Safe
Most of those who are against vaccinations claim that they are dangerous for children. One of the common arguments against such is that kids are too young for vaccines. Check also the article about this in Babble. Some people think vaccines are too strong for babies’ bodies to handle.
However, vaccines are heavily regulated. They go through much testing before they are given the green light and released to the public. It’s true that vaccines have side effects. After all, they are injecting you with a controlled version of a disease. However, these side effects are never as harmful to your kids as the actual illness.
Also, much of public concern and distrust seem to stem from a 1998 paper that links vaccines to autism. The journal that published the paper later retracted this in 2010. So far, this has been the only reported paper that puts vaccines in a negative light.
They Save You Money In The Long Haul
We all know that it’s never cheap to be sick. Hospital bills, medicine, and other expenses can pile up. It also uses up time that you could spend doing something else. When your kids are sick, they’ll have to stay at home. It means they’ll be missing out on valuable school time and you might have to miss out on work to take care of them.
Getting your kids vaccinated avoids this. Vaccinations are thus an investment that’s worth having. The amount you’ll be spending there will be significantly cheaper compared to the expenses you’ll incur from serious illnesses. Sometimes, insurance companies will even cover vaccines, so that’s even less cost for you.
They Safeguard Future Generations
Vaccines also protect future generations. Although your great-grandparents once worried about their children having polio, we don’t have that same concern anymore. As mentioned earlier, vaccines are the reason why we don’t have to worry about diseases such as polio anymore. Because significantly fewer people have it now, this means that it’s less likely for anyone to have it in the future.
If we continue to vaccinate our children, this could lead to the eradication of certain preventable diseases. Imagine the relief you’ll feel if you didn’t have to worry about your grandchildren developing measles or mumps. That is what will happen if everyone trusted vaccines enough to get their children vaccinated.
They Protect Other Children As Well
The sad news is that some vaccines are still out of reach for some people. Those in the lower-income brackets and developing countries do not have easy access to immunization. There are also children who are allergic to certain vaccines and thus can’t get necessary shots.
Thankfully, there’s something we can do. Getting your kids vaccinated can help others as well through a concept called herd immunity. Herd immunity occurs when vaccinated individuals help stop the spreading of diseases. Because they’re immune, they cannot be a carrier of the infection, thus halting the spread of the disease to those who aren’t immune. Vaccinated individuals primarily serve as a shield around those who aren’t vaccinated.
Letting your children get their vaccinations helps other children as well as your whole family.
In this article, we’ve given you five reasons why you should get your kids vaccinated. Vaccines protect them from illnesses that could seriously harm them. Scientists have proven that they are safe for children, a good investment that saves you time and money in the future, a safeguard for the health of future generations, and protection for other children and people around your kids.
There is indeed much more to regret in not getting your family vaccinated. Everybody deserves a chance at a long and bright future. Vaccinations are here to give our kids extra safety just for that.
Many people fear how robotics and AI (artificial intelligence) will steal their jobs and their lives in the future. We may not notice it, but many robots are already being employed in some companies, insurance included, to do human jobs. With this continuing trend, US economy is said to decrease employment and drop wages. This is why AI and robotics are considered a threat to the future of humanity. But why don’t we consider the benefits first before drawing some conclusion?
As a girl transitions into womanhood, many changes happen in her body at a fast pace. These changes make her feel awkward and unsure of herself. She feels conscious because new body hair starts to grow, her body shape is changing, and the monthly menstrual period has come. This signals the start of her journey with a gynecologist.